The meaning of Skinny dipping in dream | Dream interpretation
To dream that you are skinny dipping (swimming naked) suggests that you are anxious about being “found out”. You’re nervous that others will find out about your activities and expose you for having bad judgement. This is especially true if you were skinny dipping in a public place.
If you dream that you are discovered skinny dipping and you try to cover up, you are feeling vulnerable in some situation.